Saving By Paying All at Once

There are so few actual truths in life, but one of them for sure is that everyone wants to be paid on time. Well, except maybe payday loan companies because they count on you being late and then they charge you much more, but that is the exception. Everyone wants security with their money, and the best way to get security when someone owes you money is to take your payments quarterly or annually instead of monthly. Monthly payments present some risk to your insurance company that they will not receive their money every month, and you can mitigate that risk for them by paying them for 3 months in advance, 6 months in advance, or even one year in advance. They will not tell you that you can get a discount on your premium when paying this way, but if you ask it is likely that you will get a discount.