Hey You, Let’s Save Some Money on Car Insurance!
Without a doubt, most people could save themselves money on their car insurance if they put in a little time taking a look at their own policy. There are a ton of ways to save, and there is a good chance that you can save yourself quite a bit of money on your auto insurance policy.
Step 1.
Get a copy of all of your family’s and your insurance policies to look at so you can see the details. You need all of your policies to look at, not just your auto insurance policies.
Step 2
Are your insurance policies all with the same company? If the answer to that is no, then it may be possible to save with a multi-policy-discount.
Step 3
Do you have auto insurance policies with different companies? If you have multiple car insurance companies in yours or your family’s policies then you can probably put those policies with a single company and get a multi-car discount.
Step 4
Are you making automatic payments to pay your policy? Implementing automatic payments to pay your insurance policy and actually get you a discount on said policy.
Step 5
How often do you pay for your policy? If you are paying monthly then you can likely save yourself some money. Do yourself a favor and pay your policy all at once.
Step 6
Does your vehicle have an anti-theft device? If you are already protecting your vehicle with an anti-theft device then you will likely save yourself some money.
Step 7
Do you have a strong credit score? If so then you may be able to save some money.
Step 8
Do you need all of your coverage? It doesn’t hurt to take a look at your coverage to see if you have too much coverage on parts of your polices. If you can cut things out of your policy that you don’t need then you will definitely save some money.
Step 9
Contact your insurance company and ask if they can send you a list of discounts that they offer, look through that list, and see what you qualify for.
Step 10
Try some comparison shopping. In any competitive market like car insurance, a consumer will always empower themselves when they comparison shop.