Thursday , March 23 2023

Saving by Using Your Strong Credit Score

Your credit score tells people a lot about you. Sure, there are plenty of financially responsible people who wind up somehow with a bad credit score, but for the most part, a poor credit score is a reflection of poor financial responsibility. Simply put, people with a poor credit score are a much higher risk for all of their creditors because they have a habit of not paying their creditors. An insurance company is no different than a creditor. They want to make sure that you pay them that premium when it is due, and a customer with a poor credit score is less likely to do that. Folks with high credit scores are more valuable to insurers because they pose less risk, and in order to compensate you for their reduced risk, you can get a discount on your premium because of your great credit score, you just need to tell them about it.

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